Do animals have a future on Hollywood sets?

Source: The Conversation – USA (2) – By Cynthia Chris, Professor of Media Studies, City University of New York

Bear trainer Doug Seus plays with Bart the Bear, who’s appeared in over 20 TV shows and films. Jean-Louis Atlan/Sygma via Getty Images

There is a long and storied history of nonhuman actors, from Luke, the dog of silent star Roscoe “Fatty” Arbuckle, to the collies cast in the role of Lassie in film and on television. Bart the Bear racked up over 20 film and TV credits in the 1980s and 1990s, while countless horses have supported period dramas that now saturate streaming services.

But business has not been as good as it used to be for the animal trainers who specialize in renting creatures of all kinds to film and TV productions.

According to The Hollywood Reporter, it’s a trend that’s been building for at least 25 years, and it’s largely due to a mix of activism and technological advances, which I’ve observed in my studies of animals on screen.

Fewer roles to go around

Hollywood’s adoption of visual effects – also referred to as computer generated imagery, or CGI – has had an outsized role in putting many animal actors out of work. Ever since “Jurassic Park” (1993) dared to comingle CGI dinosaurs with human actors, more and more digital animals have appeared alongside humans on screen.

Other factors have accelerated the trend.

The COVID-19 pandemic, the 2023 Hollywood actors and writers strikes and a recent dip in the number of new TV series being greenlit have meant fewer productions and fewer roles to go around, whether they’re written for humans or animals.

But even before these recent events, there were calls for Hollywood to radically reduce its dependence on animal actors.

In 2012, The Hollywood Reporter – the same trade magazine that recently lamented a downturn in animal rentals – published an exposé cataloging incidents in which animals died, were injured or were put at grievous risk on sets. These productions nonetheless went on to carry the famous “No Animals Were Harmed” credit awarded by the American Humane Association, despite the fact that, well, animals were harmed. American Humane maintained that the incidents were tragic but not the result of negligence.

In 2016, PETA released the results of undercover investigations documenting substandard living conditions and untreated medical conditions at Birds & Animals Unlimited, which operates animal training facilities for film and television. In 2024, the organization detailed neglect of animals in the care of Atlanta Film Animals. Both companies denied the allegations.

There are, of course, any number of ways to minimize or avoid using actual animals in film and TV altogether.

“The Rise of the Planet of the Apes” and its sequels have used motion-capture, with humans performing the movements of characters later rendered as chimpanzees, gorillas, bonobos and orangutans.

For Ang Lee’s 2012 production “Life of Pi,” visual effects artists created thousands of virtual animals, while director Darren Aronofsky opted for completely digital animals, supplemented by some practical props, in 2014’s “Noah.”

Bucking high-tech trends, the 2025 horror film “Primate” went old school without reverting to real animals, deploying a movement artist in a costume and prosthetics to play a murderously rabid chimp.

The 2025 horror flick ‘Primate’ doesn’t deploy CGI or an animal actor, but instead uses a costumed human to portray the maniacal ape.

Can CGI numb viewers to animal violence?

What do digital animals, these bestial avatars, make possible?

Undoubtedly, there are trainers who care deeply for their charges and uphold best practices in animal husbandry. But it stands to reason that the fewer captive animals, the better, and recent advances in AI have made visual effects and CGI even more realistic and easier to model.

However, substituting flesh-and-blood animals with those made of pixels seems to have created a canvas for unfettered abuse. Consider the brutal violence of the “Planet of the Apes” reboots, which include hand-to-hand combat, branding and a torturous crucifixion scene.

In the past, the fact that the animals on set were real sometimes curbed filmmakers’ most savage impulses; violence was implied or took place off-screen in family fare like “The Yearling” (1946) and “Old Yeller” (1957). At the same time, camera tricks and props have been used to create scenes of animal cruelty in many films, from “American Psycho” (2000) to “John Wick” (2014).

While the effects of violent media on viewers are notoriously hard to study, some evidence suggests that some audiences can become desensitized to the real-world consequences of unhealthy and violent content. It’s easy to see how this desensitization could extend to watching cruelty toward animals on screen.

Viewers can still sniff out the virtual

A hybrid approach to portraying animals on screen seems to have taken hold, using what one scholar has called – in a reference to on-screen dogs – “composite canine performances.”

The team behind the 2025 version of “Superman,” for example, sought to create a realistic dog, right down to each scruffy patch of fur. But they needed it to defy gravity and other laws of physics. So they incorporated just enough live animal in preproduction to animate a mostly CGI creature, with director James Gunn’s own dog serving as the “model,” or “reference,” for the superdog, Krypto.

Director James Gunn’s dog was used to model the mostly CGI Krypto in 2025’s ‘Superman.’

This technique recalls the methods of Disney animators who were stumped by the challenge of creating the characters for “Bambi” (1942). So they studied animal anatomy, photographed deer in the wild and sketched animals brought into the studio in order to better capture their movements on paper.

But when it comes to live-action films grounded in everyday life, there’s still work on set for real animals. For one, it’s still usually cheaper to deploy the real thing. Moreover, most of the virtual animals on screen simply don’t look realistic enough to allow for the full suspension of disbelief that makes cinema magic.

That’s why in the 2025 adaptation of Helen MacDonald’s memoir, “H Is for Hawk,” filmmakers reportedly employed five goshawks to portray Mabel, the bird adopted by Helen (Claire Foy). And it’s why Academy Award-nominee “Marty Supremefeatured an entire menagerie of live animals, including a horse, a camel, an armadillo, a dog, a rabbit and even a ping-pong playing sea lion. Yes, the sea lion in the scene was real, but the ball wasn’t.

Future opportunities for trainers and their charges appear to rest on just how good visual effects can get. For some animal activists – not to mention the animals that have no say in their work – that day can’t come soon enough.

Moviegoers and animal advocates, meanwhile, might hope for a middle ground: a future in which only ethically treated animals continue to get to appear on the screen.

The Conversation

Cynthia Chris does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

ref. Do animals have a future on Hollywood sets? – https://theconversation.com/do-animals-have-a-future-on-hollywood-sets-273877

‘Learning to be humble meant taming my need to stand out from the group’ – a humility scholar explains how he became more grounded

Source: The Conversation – USA (3) – By Barret Michalec, Research Associate Professor of Nursing and Health Innovation, Arizona State University

A need to be seen as the biggest fish may stem from pride and insecurity. ballyscanlon via Getty Images

“Humble” is not a word my colleagues would use to describe me, especially early in my career.

In fact, when word got around that I was researching humility, I suspect more than a few choked on their coffee.

And even though I have spent over a decade exploring the concept as an attribute and as a practice, it wasn’t until I recently reflected on my own professional challenges that I truly understood how to embrace humility.

I want to share my journey, but first it is important to understand what humility is – and isn’t. It’s been extolled as a virtue for centuries, but it’s often mischaracterized.

In today’s culture, it can be mistaken as a humblebrag, which disguises a boast as modesty – for example, “I really hate talking about myself, but people keep asking how I managed to run a marathon while working full time.” Or it can resemble impostor phenomenon, the persistent experience of feeling intellectually or professionally fraudulent despite clear evidence of competence or success.

But research shows that humble people hold accurate views of their own abilities and achievements. They openly acknowledge their mistakes and limitations and are receptive to new ideas. Overall, they recognize their places within a larger whole and genuinely appreciate the value of others.

Humility doesn’t always earn praise. Sometimes the humble may be seen as meek, subservient or self-abasing.

For instance, many people praised former New Zealand Prime Minister Jacinda Ardern’s empathetic, self-effacing leadership during the COVID-19 pandemic, with an openness and deference to experts. But some critics dismissed it as weak or soft. These negative views show the various ways people “see” humility.

Generally, though, when humility is understood as grounded self-awareness rather than self-erasure, it’s viewed as something worth cultivating and practicing. We see openness, curiosity, acknowledgment of others and a lack of ego in fictional characters like Ted Lasso, hero of the same-titled Apple TV series; Samwise Gamgee in the “Lord of the Rings” books; and Jean-Luc Picard, commander of the USS Enterprise in “Star Trek: The Next Generation.”

Humility is also evident in public figures, such as former President Jimmy Carter, children’s television host Fred Rogers, and Nelson Mandela, the Black nationalist who served as the first Black president of South Africa.

An elderly man in a dark suit stands in front of a church congregation, raising a hand in greeting.
Former U.S. President Jimmy Carter speaks to the congregation at Maranatha Baptist Church before teaching Sunday school in his hometown of Plains, Ga., on April 28, 2019, at age 94. After leaving the White House in 1981, Carter taught Sunday school at the church on a regular basis.
Paul Hennessy/NurPhoto via Getty Images

I’m a sociologist with a focus on medical education and health care providers. At Arizona State University’s Edson College of Nursing and Health Innovation, I explore issues including causes of burnout, elements of team-based care and opportunities for emphasizing the human side of health care. In recent years, my work has focused on humility.

From my research and my own experience, I’ve learned that true humility isn’t self-erasure. It’s a sense of security and confidence that your value doesn’t depend on recognition and that you are just one member of a larger system with a multitude of contributors. By removing the need to dominate, humility fosters openness to collaboration, innovation and an awareness of how the systems around us work.

Still, in a world of Instagram likes and LinkedIn accolades, humility can be the virtue everyone seems to admire but few practice It’s the one we say we want – until it requires us to confront the parts of ourselves that crave affirmation.

Climbing the professional ladder

I tend to stand out in a crowd. I’m 6-foot-4, with close-cropped hair, a heavy beard and tattoos. I also push myself to stand out professionally.

Starting in graduate school, I was determined to make my voice heard and sought after. I pursued nearly every opportunity, committee and position that came my way. No role was too small for me to accept.

I strived to present my work in top-tier journals and at conferences, and I cold-called prominent scholars to propose working together. And I constantly shared my findings and thoughts on social media.

Like many workplaces, the academic world has a set of defined success metrics, such as publications, citations of your work, grant funding and teaching evaluations from students. School culture and leadership influence what each college or university considers more or less valuable among those measures. To advance and get promoted, particularly to get tenure, it’s important to learn at an early stage what one’s department, college or university truly prioritizes.

I wanted to get tenure but also to be seen as an active citizen of academia – energetic, outspoken and unafraid to push boundaries. When my department chair described me as having my hair on fire, I took it as a compliment. I called it “making positive noise.”

Initially, the system rewarded that noise. I earned tenure at the University of Delaware and received departmental, college and national awards. I also was appointed to serve as associate dean and to direct a new research center. I felt validated, visible and valuable.

The sociology department at the University of Delaware had a typical academic culture that’s often summarized as “publish or perish.” The most important measures of scholars’ work were writing, publishing their work in respected journals and having other researchers cite those studies. Securing external funding from government, private companies or foundations was valued but was not as high a priority as publishing.

Screen shot of author Barret Michalec's 2019-2026 citations from his Google Scholar profile.
For many academic researchers, their number of publications and the frequency with which other scholars cite their articles are important measures of professional success.
Barret Michalec

A new beginning that felt like an end

In 2020 I received a new opportunity at Arizona State University, a much larger school that branded itself as a hub of innovation and entrepreneurship. I was offered the chance to direct the Center for Advancing Interprofessional Practice, Education and Research and to step into the shoes of a leader I deeply admired. I arrived expecting to be a big fish in a bigger pond.

I couldn’t have been more wrong.

I showed up imagining there’d be a bit of buzz around my arrival given my time at the University of Delaware. But reality didn’t match the script: no greeting, office or nameplate marked my place when I arrived.

Early conversations with administrators weren’t about my research or teaching visions – the things that I thought set me apart. Instead, I felt they tended to focus on how much external funding I could raise from foundations and government agencies. My new colleagues often spoke in a shorthand of grant-based acronyms when referring to what projects they were working on, a “language” I was woefully unfamiliar with.

To make matters worse, I arrived during COVID-19, with classes either canceled or taught online and faculty members working mainly from home. The hallway chatter, open doors and spontaneous collaboration that I was accustomed to were absent. I began to feel alienated and disoriented as a scholar.

Even after ASU resumed in-person classes in the fall of 2021, I felt like the silence and distance lingered. No students waited for office hours. I struggled to make connections with my colleagues. I eagerly proposed collaborations when really everyone was just trying to find their footing in this new era of education.

My proposals for new classes and curricular programs hit up against institutional barriers I was unaware of. At one point, a college administrator asked, “How do we get you on other people’s grants?” – a question that I took to imply that they felt my research wasn’t strong enough.

It appeared that my colleagues in Edson College were accustomed to these values and spoke the language. I was a stranger in a strange land. Although I was producing some of my best work, measured in terms of publications and citations, I felt no one seemed interested. I had come from an environment where I felt known and valued to one where I seemed to be a nobody.

I felt as though I needed to staple my resume to my forehead and parade around the hallways asserting, like Ron Burgundy in the movie “Anchorman,” “I’m not quite sure how to put this, but … I’m kind of a big deal. People know me.”

Newsman Ron Burgundy gets a cool reception in a new media market in ‘Anchorman.’

The impact of feeling unseen

For people who have built careers by being highly engaged and visible, suddenly feeling unseen can be devastating. In any profession, a fear that you don’t belong at your workplace can be debilitating and make you question your own value.

I sought advice from peers and college leaders, and even hired a professional coach. Things only worsened. Curricular proposals were stalled or turned down. My center was shuttered in a restructuring, although it was meeting its goals and earning international recognition.

At first, I blamed ASU and Edson College for my feelings of disconnection. I thought the leadership structure and style was dysfunctional; that many colleagues were cold, unfriendly and conformist; and that the college’s stated values were inauthentic.

This series of what I came to call “unacknowledgments” sent me into a personal and professional tailspin. Negativity and self-doubt consumed me, and I truly worried that my career was over. Had I been blackballed? Why did it feel as though no one cared?

When the noise turns inward

I had spent years studying empathy – the ability to understand and feel what someone else is feeling – and how to cultivate it among health care professionals and students in order to support more patient-centered care. To that end, at the University of Delaware I had developed a program designed to foster empathy across health professions. It aimed to help students see one another as collaborators, build shared respect and recognize their collective role on the same health care delivery team.

But when I further analyzed the program’s outcomes from my office at ASU, I realized that empathy wasn’t enough. It could help students feel with others, but it didn’t necessarily help them see themselves, or others, differently.

I realized that what I really wanted the students to develop was humility. This step would require them to recognize their limits, accept that they were fallible, see themselves as part of a larger team and value others’ contributions.

That realization changed my research trajectory – and eventually, my professional life.

Medical personnel in protective gear stand around a surgical patient during a procedure.
Health care often involves teams whose members play varying roles. Here, Dr. Akrum Al-Zubaidi performs a bronchoscopy on patient Orlando Carrasco, with the help of his team, from left, Ana Stefan, R.N., Mike Galloway, respiratory therapist, and anesthesiologist Michael Kessler, M.D., on Aug. 7, 2017, at National Jewish Health in Denver, Colo.
Helen H. Richardson/The Denver Post via Getty Images

Research becomes a mirror

Initially, I approached humility solely as a scholar. I examined the history of the concept and gaps in existing research on it, and I analyzed how humility was connected to uncertainty and the impostor phenomenon. I explored how humility could enhance team-based care and developed a new way to define humility among health care professionals in order to promote more collaboration and patient-centeredness.

As my own professional world began to unravel, and as I dived deeper into the concept of humility through my research, something unexpected happened. I realized that humility wasn’t just an idea to study – it was becoming a mirror that made me rethink my own perspective.

Slowly, I began to see how pride and insecurity were entwined in my reactions to my new setting at ASU. I realized that my need to be noticed, and my insistence that others validate my worth, represented my own kind of arrogance.

Perhaps my ambition had been less about contributing and more about gaining external validation. I had lost the selfless wonder and awe that drive scholarly inquiry and curiosity. And now I had to confront what remained when the spotlight dimmed.

Humility, I began to understand, wasn’t just an abstract concept to explore “out there” among others. I needed to hone it internally by thinking beyond myself. By decentering my ego, I realized that I could nurture and sustain curiosity in its own right.

In short, I needed to practice what I was preaching. It wasn’t an easy lesson. I assume that cultivating humility never is.

To that end, I felt that it was essential to develop a program to help build humility “muscles.” In 2024 I developed HIIT for Humility, an online training package for individuals or groups, modeled after the fitness concept of high-intensity interval training. This program provides evidence-based strategies to help users start building “habits of humility,” such as acknowledgment of others and self-awareness.

Just as physical exercise requires consistency to produce results, so does the cultivation of humility. Leaning into HIIT for Humility workouts gradually eased my sense of alienation and defensiveness. I became more appreciative of others, less quick to judge and better able to listen to others’ perspectives. In doing so, I started to feel more confident and secure.

While I still took pride in my work, I began to see that my contributions were not the only ones that mattered. I also found that I could stretch into unfamiliar but necessary tasks, such as working harder to win federal and foundation grants and seeing the value of my colleagues’ contributions to science.

Why am I here?

Only a few years into this process, I can see that ASU and Edson College have unintentionally taught me humility by signaling, often quietly, which contributions are deemed essential and which forms of success carry the most weight. Navigating stalled proposals, shifting priorities and structural reorganizations have required me to recalibrate my ego, expectations and identity.

Not being seen as a “big fish” and being expected to persist without consistent recognition have required me to understand my work as part of a larger system with differing values and, at times, challenging constraints. Shifting to ASU forced me to rethink my identity as a professor and to reevaluate my sense of purpose from the inside out.

A colleague of mine often asks students who he feels are coasting along, “Why are you here?” Lately, I’ve taken that question personally. What is the point of being a professor – writing papers, submitting grant proposals, teaching courses? Why did I choose this path in the first place?

When I feel unseen, unheard or unappreciated, pondering why I’m here helps ground me. For anyone who is struggling to feel visible or valued at work, I strongly recommend considering this simple question.

Over time, I’ve stopped needing to be the big fish in the pond and measuring my worth in titles and awards. I now see that my responsibility as a scholar, teacher and human being is to stay curious, listen more deeply and make space for others’ voices.

Embracing humility, and consistently using my humility muscles, have helped me realize that I’m here to be part of the creative energy of academia, do the work and cultivate curiosity in my students, my peers and myself.

The Conversation

Barret Michalec does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

ref. ‘Learning to be humble meant taming my need to stand out from the group’ – a humility scholar explains how he became more grounded – https://theconversation.com/learning-to-be-humble-meant-taming-my-need-to-stand-out-from-the-group-a-humility-scholar-explains-how-he-became-more-grounded-273402

Why Michelangelo’s ‘Last Judgment’ endures

Source: The Conversation – USA (3) – By Virginia Raguin, Distinguished Professor of Humanities Emerita, College of the Holy Cross

Michelangelo’s 16th-century fresco ‘The Last Judgment.’ Sistine Chapel collection via Wikimedia Commons

Michelangelo’s fresco of “The Last Judgment,” covering the wall behind the altar of the Sistine Chapel in Vatican City, is being restored. The work, which started on Feb. 1, 2026, is expected to continue for three months.

The Sistine Chapel is one of the great masterpieces of Renaissance art. As the setting where the College of Cardinals of the Catholic Church meets to elect a new pope, it was decorated by the most prestigious painters of the day. In 1480, Pope Sixtus IV commissioned Domenico Ghirlandaio, Sandro Botticelli, Pietro Perugino and Cosimo Rosselli to paint the walls. On the south are six scenes of the “Life of Moses,” and across on the north are six scenes of the “Life of Christ.”

In 1508, Pope Julius II commissioned Michelangelo to paint the ceiling. The theme is the Book of Genesis, the first book of the Bible. The images show God creating the world through the story of Noah, who was directed by God to shelter humans and animals on an ark during the great flood. The ceiling’s most famous scene may be “God Creating Adam,” where Adam reaches out his arm to the outstretched arm of God the Father, but their fingers fail to meet.

At the sides, the artist juxtaposed the male Hebrew prophets and the female Greek and Roman sybils who were inspired by the gods to foretell the future. It was completed in 1512; then in 1536, Michelangelo was asked to create a painting for the wall behind the altar. For this immense work of 590 square feet (about square meters), filled with 391 figures, he labored until 1541. He was then nearly 67 years old.

As an art historian, I have been aware how, from the beginning, Michelangelo’s “The Last Judgment” sparked controversy for its bold and heroic portrayal of the male nude.

Many layers of meaning

Michelangelo liked to consider himself primarily a sculptor, expressing himself in variations of the nude male body. Most famous may be the Old Testament figure of David about to slay Goliath, originally made for the Cathedral of Florence.

The artist’s ceiling for the Sistine Chapel had included 20 nude males as supporting figures above the prophets and sibyls. Originally, Michelangelo’s Christ of “The Last Judgment” was entirely nude. A later painter was hired to provide drapery over the loins of Christ and other figures.

“The Last Judgment” scene also contains multiple references to pagan gods and mythology. The image of Christ is inspired by early Christian images showing Christ beardless and youthful, similar to the pagan god of light, Apollo.

A section of a fresco shows a naked man bound by a coiling snake, and donkey's ears, surrounded by beastlike figures.
Group of the damned with Minos, judge of the underworld.
Sistine Chapel Collection, Michelangelo via Wikimedia Commons

At the bottom of the composition is the figure of Charon, a personage from Greek mythology who rowed souls over the river Styx to enter the pagan underworld. Minos, the judge of the underworld, is on the extreme right.

Giorgio Vasari, a fellow artist and historian who knew Michelangelo personally, later recounted the criticism by a senior Vatican official, Biagio da Cesena. The official stated that it was disgraceful that nude figures were exposed so shamefully and that the painting seemed more fit for public baths and taverns.

Michelangelo’s response was to place the face of Biagio on Minos, the judge of the underworld, and give him donkey’s ears, symbolizing stupidity.

A painted scene shows a bearded man holding a knife in one hand and a flayed skin with a human face in the other, while another figure sits just behind him.
A detail of a scene connected to the Apostle Bartholomew in ‘The Last Judgment.’
Sistine Chapel Collection via Wikimedia

Michelangelo included a reference to his own life in a detail connected to the Apostle Bartholomew, who is located to the lower right of Christ. The apostle was believed to have met his martyrdom by being flayed alive. In his right hand, he holds a knife and, in his left, his flayed skin whose face is a distorted portrait of the artist.

Michelangelo thus placed himself among the blessed in heaven, but also made it into a joke.

Thought-provoking imagery

The Last Judgment is a common theme in Christian art. Michelangelo, however, pushes beyond simple illustration to include pagan myths as well as to challenge traditional depiction of a calm, bearded judge. He uses dramatic imagery to provoke deeper thought: After all, how does anyone on Earth know what the saints do in heaven?

In these decisions, Michelangelo displayed his sense of self-confidence to introduce new ideas and his goal to engage the viewer in new ways.

A digital reproduction of the painting will be displayed on a screen for visitors to the Sistine Chapel during this period of restoration. Behind the screen, technicians from the Vatican Museums’ Restoration Laboratory will work to restore the masterpiece.

The Conversation

Virginia Raguin does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

ref. Why Michelangelo’s ‘Last Judgment’ endures – https://theconversation.com/why-michelangelos-last-judgment-endures-275323

Five ways that AI could be reshaping your relationship with money

Source: The Conversation – UK – By Osama Mansour, Associate Professor in Information Systems, Lund University

Andrey_Popov/Shutterstock

The financial industry is entering a new era, with AI and new regulations on accessing data transforming how finance works. These changes are giving people more options to manage their money in new ways – taking us closer to totally cashless transactions.

Over the last century, banks implemented new technologies like ATMs, internet banking and smartphone apps to fundamentally change our relationship with money. Now, new regulations and initiatives around the world are forcing banks to allow fintech firms (companies that use technology to provide financial services) to access customers’ banking data.

This includes regulations like the EU’s revised payment services directive (PSD2), which aims to encourage innovation in financial products while protecting consumers’ data. In the UK, the CMA9 order serves a similar purpose. These regulatory changes are a game changer in the world of finance.

Accessing customer data allows for greater openness in the financial industry. It enables a shift from a closed banking model, where banks kept a tight hold of their customers’ data, to an open banking ecosystem where people are free to share their financial data with third-party apps or websites.

For the first time, this shift is enabling customers themselves to benefit from the sharing of banking data as fintechs use it to enhance their experiences and offer them a wider range of services.

My research shows that the traditional role of banks is changing in profound ways. Banks are increasingly operating behind the scenes as infrastructure providers, facilitating secure data exchange with fintechs. These fintechs are more agile and tech-savvy than banks, focusing on specialised customer solutions and often offering superior customer experiences.

A 2025 report found that open banking is becoming central to the global financial system. Fintechs, including digital-only banks, payment services like Stripe and Trustly, buy-now-pay-later providers and crypto platforms, are emerging as major providers of alternative financial services.

With data central to innovation, AI is reshaping how we interact with money. As an example, the same report indicates that 80% of fintechs are implementing AI. Customers are beginning to experience these advances thanks to data-driven agents like chatbots and robo advisors. This technology can analyse customer behaviour to offer personalised services in ways that were previously not possible.

Here are five ways that AI could be reshaping your relationship with money.

1. Intelligent credit-scoring

AI-driven credit scoring uses open banking data instead of a customer’s traditional bank credit history. It considers customers’ context and behaviour – things like mobile phone and rent payments – to make fairer assessments. This can encourage responsible access to credit for people on low incomes, and promote financial inclusion.

2. Debt rehabilitation services

These services can be used to manage financial behaviour. People who are struggling financially can use these debt services to track their spending patterns in real time. Trusted individuals, maybe a friend or relative, can be alerted when their spending is irregular.

3. Automated savings trackers

Saving trackers use AI to advise customers on when and how much to save. They can also transfer funds into savings accounts automatically. This can help people to manage money shocks and build financial resilience.

man looking despairing beside his car with its bonnet up.
You might find you’re glad that you listened to your AI savings tracker.
Ushuaia studio/Shutterstock

4. Account aggregation services

Customers can connect accounts from different banks to get an aggregate view of their financial health. This can help them to make better decisions around their money, enhancing their sense of being in control and making them more resilient against financial shocks.

5. Predictive finance

Personalised services can assess financial behaviour by learning customers’ habits and anticipating their future needs. Predictive finance can translate these assessments into practical, money-saving recommendations. People can use AI agents to plan and time a family trip. The AI agent can then autonomously make a booking that best fits and alert the customer.

Financial technology firms (fintechs) are using customer data to develop services like these that make accessing and managing money simpler – potentially making it easier for everyone to participate in the financial system. Taken together, these innovations show the promise of AI for making finance more inclusive.

But risks are inevitable. In this new landscape, the traditional trust between bank and customer might be challenged, as the open nature of transactions can increase security risks. Automated profiling, data vulnerabilities and fraud can also erode trust, invade customers’ privacy and violate their dignity. That’s why transparent regulations are needed to protect customers and preserve their digital rights.

When traditional banks and fintechs work together, they must keep the customer’s best interests in focus. After all, there is no doubt that the double-edged consequences of AI and data will continue to shape the evolving financial landscape.

The Conversation

Osama Mansour received funding from Stiftelsen Riksbankens Jubileumsfond (RJ).

ref. Five ways that AI could be reshaping your relationship with money – https://theconversation.com/five-ways-that-ai-could-be-reshaping-your-relationship-with-money-275508

How the UK is keeping flood insurance affordable – until 2039

Source: The Conversation – UK – By Meilan Yan, Senior Lecturer in Financial Economics, Loughborough University

Chris Homer/Shutterstock

While floods are becoming more frequent in recent years, you should still be able to buy reasonably priced home insurance. That reassurance exists largely because of Flood Re. Launched in 2016, Flood Re is a national public–private reinsurance scheme that prevents many properties from being priced out of cover.

But the Flood Re scheme is a temporary fix that’s due to end in 2039, on the assumption that flood risk will fall and the market can move back towards more risk-reflective pricing. As financial experts, we’re worried that the UK may not be able to adapt its infrastructure and systems to climate change fast enough.

The success of the Flood Re scheme hinges on a shared contract between government, homeowners and insurers. Government has to cut risk through investment and delivery. Homeowners reduce damage by building back better and avoiding preventable exposure. And insurers must increase prices of premiums to better represent the climate risk but not so fast that cover becomes unaffordable.

If premiums rise too quickly, fewer households will stay insured and the ability to socialise risks across a large pool will not be possible.

The scale of the challenge is already clear. Flood Re was designed when a global temperature rise of 1.5°C still felt achievable and a 2°C increase should be a hard limit.

Climate change has accelerated since then. By around 2050, around 8 million properties in England, roughly one in four, could be at flood risk.

The House of Commons public accounts committee warns that deterioration in existing defences has left around 203,000 properties without reliable protection, while the government aims to protect 200,000 more by 2027. Labour’s target to deliver 1.5 million new homes in England by 2029 risks adding pressure by pushing development onto cheaper land that’s at greater risk of flooding.




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What to do when your home is at risk of falling into the sea – the hard choices facing Britain’s storm-battered coasts


Many countries intervene to support insurance for disasters such as floods and storms, but few put a firm end date on that support. For example, The US National Flood Insurance Program (NFIP) was created to provide affordable flood insurance and to reduce future damage by discouraging development in high-risk floodplains.

In practice, repeated extreme weather has left the NFIP in debt and subsidised premiums have weakened incentives to avoid building in flood-prone areas. Although the NFIP is regularly renewed by the US Congress, its long-term sustainability remains uncertain.

France’s catastrophes naturelles scheme (CAT-NAT) covers natural disaster losses that private insurers struggle to price, funded by a national surcharge. Rising losses from more frequent and severe disasters are straining the model, so the surcharge increased from 12% to 20% in January 2025. That raises a hard question: how can the system stay fair as the cost of disasters keeps climbing?

Preparing for post-2039

Our ongoing research suggests flood-related volatility can amplify financial stress and uncertainty. The choice is not simply between keeping Flood Re forever or ending the scheme. The real question is whether the UK can use the time Flood Re is buying to reduce risk fast enough to make a fair transition possible by 2039.

That is why progress needs to be visible and measurable in five areas.

First, as demonstrated by recent updates in England and Wales, flood maps and modelling must reflect current conditions and future climate risk, with updates that keep pace with changes to the drivers of flood risk whether that be from heavy rainfall or rivers and the sea.

sand bags in doorway of home
The Flood Re scheme is a temporary fix, not a long-term strategy.
Martin Charles Hatch/Shutterstock

Second, governance must be joined up, with clear responsibilities and minimum coordination standards across agencies for rivers, surface water, drainage and sewers. Better collaboration would help to resolve misalignments in major capital programmes across risk management authorities.

Third, drainage and surface water management must be strengthened, with clear rules and long-term maintenance so new development does not add to flood and sewer risk.

Also, every tool in the box should be used to increase investment in flood risk reduction and to enhance maintenance. The benefits of flood protection should be made transparent to insurers and fed into catastrophe models.

Finally, a clear Flood Re future must be shaped together by planners, insurers and flood authorities. This will help set a shared standard for flood risk management.


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The Conversation

Neil Gunn works and consults for Willis Towers Watson and also owns some shares in that company
While the Willis research network supports scientific research through for example direct grants and in kind support, it benefits from schemes like CDTs which are supported by government funding

Dalu Zhang and Meilan Yan do not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

ref. How the UK is keeping flood insurance affordable – until 2039 – https://theconversation.com/how-the-uk-is-keeping-flood-insurance-affordable-until-2039-275463

How Wuthering Heights was shaped by Emily Brontë’s gothic poetry

Source: The Conversation – UK – By Claire O’Callaghan, Senior Lecturer in English, Loughborough University

Wuthering Heights initially baffled readers who dismissed it as “a strange book”.

Earlier readers found it was “wild” and “confused”, portraying a “semi-savage love”. Yet, in 1850, the poet and critic Sydney Dobell recognised its originality and power, praising the novel’s distinctly poetic quality. To Dobell, “the thinking out” of many of the passages was “the masterpiece of a poet, rather than the hybrid creation of a novelist”.

Fittingly, before Heathcliff and Cathy haunted the moors, Emily Brontë was crafting her magic in verse preoccupied with death, steeped in grief and brimming with elemental passion and the spectral. Such motifs form the beating heart and singular atmosphere of Wuthering Heights, but without her gothic poetry, her beloved novel may not have existed. And, while this novel defines her reputation today, in her lifetime she was first and foremost a poet.

Among all her poems, Remembrance (1845) stands out as a direct ancestor of Wuthering Heights. The speaker mourns a lover lost for “15 wild Decembers”. It is full of imagery of frozen graves and icy bodies “cold in the earth” foreshadowing Cathy’s burial. The snow also anticipates the wintry desolation that frames Wuthering Heights.

In Written in Aspin Castle (1842-43), Lord Alfred’s spectral roaming in his family home (Aspin Castle) is not unlike the return of ghostly little Cathy to her childhood home in Wuthering Heights. In fact, Aspin’s “spectral windows” anticipate the window on which Mr Lockwood’s sleep is disturbed by what he assumes is a branch knocking on it.

“I must stop it, nevertheless!” I muttered, knocking my knuckles through the glass, and stretching an arm out to seize the importunate branch: instead of which, my fingers closed on the fingers of a little, ice-cold hand!

Windows as gothic portals clearly fascinated Emily, a fascination vividly captured in a drawing she produced in 1828 at just ten years old.

And in The Prisoner (A Fragment) (1845-46), the captive heroine – also like Mr Lockwood in Wuthering Heights – is tormented by nightly visitations in her “dungeon crypt” where a spiritual messenger figured as the wind summons “visions” that “kill me with desire”, which is much like Heathcliff’s anguish.

Cold in the earth

It is, however, Remembrance’s central question if “time’s all-severing wave” has broken their bond that directly foreshadows Cathy’s haunting challenge to Heathcliff: “Will you forget me – will you be happy when I am in the earth?” Cathy torments Heathcliff at length on this point, asking if “20 years hence” he will say, “that’s the grave of Catherine Earnshaw. I loved her long ago, and was wretched to lose her; but it is past.”

Yet, while the poem’s speaker finds a way to live alongside the painful memory of love lost, Heathcliff cannot adapt. Death for him is a psychological catastrophe, and he remains trapped in grief, unable to exist “without [his] life” – Cathy.

Remembrance was born in the imaginative world of Gondal, a poetic fantasy realm that Emily created with her sister Anne in childhood and continued to write about through adulthood. Set on an island in the North Pacific, Gondal was a landscape of political intrigue and destructive passions ruled by formidable women, such as the enigmatic A.G.A. – a figure deeply bound to the forces of nature, much like Heathcliff.

Gondal’s terrain gave Emily the freedom to explore the themes that later erupt in Wuthering Heights. And long before being revised for publication as Remembrance in 1846, the first iteration can be seen in a poem set in Gondal written in 1845. The speaker in this earlier work is the female character R. Alcona who is addressing her dead lover, Julius Brenzaida. Only fragments of Emily’s Gondal saga survive, but R. Alcona is thought to be Rosina of Alcona, a powerful figure, and Julius the Prince (later emperor) of Gondal.

Emily's Gondal poems.
Emily’s Gondal poems.
Wikimedia

In another poem addressing Rosina as his “despot queen”, Julius casts Rosina as the tyrant of his soul. Blaming her for his spiritual imprisonment, he laments being ensnared by her “haughty beauty”, finding her eyes “shine/But not with such fond fire as mine”. The anguish and accusation he directs at Rosina echo the tortured reproach of Heathcliff to Cathy in Wuthering Heights, especially when he tells Cathy that she has shattered her own heart “and in breaking it, you have broken mine”.

Secret notebooks

Emily’s poetic journey began in secret. Her sister, Charlotte Brontë wrote in the Biography of Ellis and Acton Bell of how in 1845, she “accidentally alighted” on a private notebook of verse in her sister’s hand. What she discovered astonished her: these were “not common effusions”, she reflected, but poems that possessed “a peculiar music” – “wild, melancholy, and elevating”.

Though Emily was furious at the intrusion on her privacy, Charlotte insisted the poems deserved a readership. From that fraught moment came a plan for joint publication, and in 1846, Emily published 21 poems in a joint collection with her sisters. Writing under the nom de plume “Ellis Bell”, the volume Poems by Currer, Ellis and Acton Bell sold only two copies, according to Charlotte, on its first printing.

A few perceptive critics, however, singled out the “spirit” of Emily’s verse, sensing an extraordinary poetic “power” that might one day “reach heights not here attempted”. While Poems brought neither riches nor security, it achieved something else: it paved the way for the sisters to produce and publish their now canonical novels a year later – Wuthering Heights and Jane Eyre.

Wuthering Heights stands apart from other Victorian novels precisely because it was crafted by a poet who never ceased thinking in verse. Its windswept moors, restless spirits, and love that defies death were first imagined in poetry, where snow falls endlessly over the “cold earth” and love endures beyond the grave. This poetic apprenticeship laid the foundation for Emily Brontë’s timeless gothic novel that continues to captivate hearts and minds worldwide.


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The Conversation

Claire O’Callaghan does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

ref. How Wuthering Heights was shaped by Emily Brontë’s gothic poetry – https://theconversation.com/how-wuthering-heights-was-shaped-by-emily-brontes-gothic-poetry-275948

Fish use more energy to stay still than previously thought

Source: The Conversation – UK – By Otar Akanyeti, Senior Lecturer in Artificial Intelligence and Robotics, Aberystwyth University

Wonderful Nature/Shutterstock

Many fish appear to hang effortlessly in the water while they wait for prey, defend a nest or pause between bursts of activity. But our research shows that this quiet stillness is anything but effortless. Hovering, the behaviour that allows a fish to remain suspended in one place, is far more energetically demanding than scientists once believed.

In a comparative study of 13 near neutrally buoyant species, we found that metabolic rates during hovering were almost twice as high as during rest (when the fish supports its weight with the bottom of the tank). In some cases, they were even greater. These findings challenge the long standing assumption that fish can remain motionless in the water column at little physiological cost.

Most bony fishes possess a swim bladder, which allows them to regulate buoyancy and avoid sinking or floating. This ability has encouraged the idea that once a fish reaches neutral buoyancy it can stay at its chosen depth with minimal effort. Our results show that the story is more complex. A fish that hovers must do more than balance weight and buoyant force; it must also control its posture.

In many species, the centre of mass and the centre of buoyancy do not align perfectly. The slight offset between them creates a continual torque that would cause the fish to roll or pitch if no corrective action were taken. Even in still water, a hovering fish must repeatedly counter these small rotational forces. What looks like serene suspension is in fact the product of continuous and precise adjustment.

To understand the true energetic cost of these corrections, we combined metabolic measurements with detailed observations of movement. Each fish was placed in a respirometer chamber so we could measure oxygen consumption during hovering. We recorded its movements using synchronised high speed cameras. We also quantified important aspects of body form, including the positions of the centres of mass and buoyancy, using anatomical measurements and micro CT scans.

Although the fish were incredibly good at maintaining postural equilibrium, the recordings revealed an uninterrupted sequence of minor fin movements. Pectoral, pelvic, anal and tail fins all contributed to the task of maintaining position. The fin trajectories varied across species and often traced intricate three dimensional paths.

The energetic consequences of this activity were striking. Across the thirteen species, hovering metabolic rates ranged from about 158 to 351 milligrams of oxygen per kilogram per hour, always above resting levels. Most species nearly doubled their metabolic expenditure during hovering.

A few fish, such as gouramis, managed to hover with only a small rise in metabolism. Others, including giant danios, cichlids and glass catfish, expended far more energy. In these species, the tail played a particularly active role. Their tail fins moved through larger distances than those of the low cost species. This indicated that tail driven corrections, rather than pectoral fin use alone, were central to the task of staying still.

Several glass catfish in an aquarium.
The glass catfish.
Arunee Rodloy/Shutterstock

Body shape had a clear influence on energetic demand. Deep-bodied fish, with their larger surface area, generate more resistance as water moves around them, making them naturally better at resisting unwanted rotations. These species relied less on fin movements and maintained position at comparatively low energetic cost.

Elongated or narrow-bodied fish were less inherently stable and needed more frequent corrections. Fin position mattered too. Species with pectoral fins set farther back on the body hovered more efficiently, because even small movements produced effective stabilising forces.

A hidden cost of everyday behaviour

So, hovering is far from a trivial activity. Many fish do it routinely throughout the day, whether guarding eggs, feeding on particles in the water, avoiding obstacles or keeping their place within a school. Understanding how much energy these routine actions require helps biologists build more accurate pictures of the daily lives of fishes and the ecological pressures they face.

The findings also shed light on the evolution of fish form and movement. Many teleost fish (bony fish, such as cod, salmon and goldfish) are inherently unstable. It’s a quality that allows them to manoeuvre rapidly when they need to turn sharply or evade predators.

But this same instability means they must make constant corrections whenever they stop moving. The balance between instability, control and energy use has shaped the extraordinary diversity of body shapes and fin arrangements found in modern fish.




Read more:
What’s the carbon footprint of owning pet fish? An expert explains


Our study has practical relevance beyond biology. Engineers designing underwater robots face many of the same challenges that fish have solved. A robot that needs to hold its position in moving water can waste significant power stabilising itself. By studying how fish coordinate multiple fins to correct minute disturbances, designers may be able to create more efficient vehicles capable of hovering for long periods while using far less energy.

The next time you see a fish suspended apparently without effort in an aquarium, it’s worth remembering what lies beneath that calm surface. Hovering may look simple, but it is a remarkably demanding feat of balance and control.

Our study shows that fish invest far more energy than expected simply to stay in place – a hidden cost in the daily lives of animals that spend much of their time looking as though they are doing nothing at all.

The Conversation

The authors do not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

ref. Fish use more energy to stay still than previously thought – https://theconversation.com/fish-use-more-energy-to-stay-still-than-previously-thought-266626

Matt Goodwin is wrong about whiteness and Englishness – but here’s why he has struck a chord with some voters

Source: The Conversation – UK – By John Denham, Professorial Research Fellow in the Department of Politics and International Relations and Director of the Centre for English Identity and Politics, University of Southampton

Matt Goodwin, the Reform UK candidate for the Gorton and Denton byelection, is just one of the rightwing politicians to recently question the “Englishness” of people who aren’t white and born in England. The claim is clearly out of step with reality. Exclusivist views are certainly out there, but in the minds of an increasingly small minority. There is no popular upsurge in narrow ethno-nationalism.

On the other hand, the sudden prominence of such views marks more than the willingness of populist political forces to mobilise polarising ideas about national identities that were once beyond the pale. Claims of a racialised Englishness act as a marker for other exclusive ideas of nationhood. The role these contested issues of nationhood and identity play in our politics therefore needs to be unpicked.

Polls vary but most paint a clear picture. Only around one in ten white residents of England believe you must be white to be English. And support for that exclusive view appears to have fallen dramatically in the recent past. One set of polls showed it halving between 2012 and 2019. Though lagging some way behind, Englishness appears to be following Britishness towards greater inclusivity.

But the formation of any real national identity is a complex process that can involve heritage, birthplace, culture, language, values, institutions and ideas of sovereignty and democracy. European-wide polling suggests that belief in a “civic identity” – citizens bound together solely by adherence to fundamental principles of law and support for democracy – is restricted to small numbers of highly educated liberals.

Most conceptions of nationhood carry some sense of who the people are, how they came to be here and what they hold in common. In most nations the ability to speak the national language and willingness to observe local customs and traditions are more important than place of birth in determining whether someone can share the national identity.

Contrary to what some might expect, the UK is not an outlier. It tends to be less demanding or exclusive on these criteria than most other European nations. But recent polls show that both Englishness and Britishness (albeit to a lesser extent) carry some further qualifications of heritage and birth for many voters.

In one recent poll, around a third of residents thought heritage of more than a generation was needed to be English (though it need not be white). About 40% said you must be born in England to be English.

Other polls give a less restrictive view, but typically four out of five invest Englishness with a connection to place of birth that is more than an aspiration to be English. On the positive side, this tends to make birth, rather than ethnicity, a source of entitlement to be English. It is therefore something that can be gained by every generation.

A birth certificate.
four out of five invest Englishness with a connection to place of birth.
Shutterstock/mundissima

Ethnic minorities tend to have both a more restricted understanding of Englishness – they are more likely to think English is a white and heritage identity – than do the white majority. At the same time they have a more open conception of the availability of Britishness to those not born here. Nonetheless, the trends are clearly towards a more inclusive Englishness – over two-thirds of ethnic minorities say that Englishness is open to those of all races and backgrounds, even if only a third personally identify strongly as English.

Pride and patriotism

Citizens vary in whether they carry national identity with pride and patriotism. Those who are patriotically English are usually British patriots too, while those who are “British not English” are much less patriotically British. Those who emphasise their English identity give a higher priority to national sovereignty and restricting immigration: the two issues that let English identifiers determine Brexit.

Advocates of civic nationalism as an identity often stress the importance of national institutions and shared values, but we rarely stop to ask whether this reality reflects voters’ expectations. Support for the civic principles of democracy and the rule of law are high, but beneath the surface, trust in politics and political institutions is much lower. Some feel the law is not even-handed. By abandoning solidaristic values of universalism and procedural fairness, social security no longer unites the nation.

The advocacy of ethnic Englishness may appear eccentric, but it nonetheless speaks to a wider sense of nation: socially conservative and protective of national democracy and sovereignty, demanding a more responsive political and legal system, and a welfare state that serves the people.

The problem is that advocates of civic nationalism have no alternative, progressive and inclusive story of the nation.

The Conversation

John Denham has previously received funding from the British Academy and the Sir Halley Stewart Trust. He is affiliated with the Labour Party

ref. Matt Goodwin is wrong about whiteness and Englishness – but here’s why he has struck a chord with some voters – https://theconversation.com/matt-goodwin-is-wrong-about-whiteness-and-englishness-but-heres-why-he-has-struck-a-chord-with-some-voters-275193

The virus nearly everyone has and its possible role in MS

Source: The Conversation – UK – By Eanna Fennell, Postdoctoral Researcher, Health Research Institute, University of Limerick

3D illustration of Epstein-Barr virus (EBV). Kateryna Kon/Shutterstock

Over 95% of the world’s adult population is infected with Epstein–Barr virus (EBV), but most people never realise it. The infection often causes few symptoms and then stays in the body for life.

But for a small minority, EBV is linked to serious disease. For more than 50 years, EBV has been recognised as the first virus shown to contribute to certain cancers, and is therefore classified as a group one carcinogen.

More recently, strong evidence suggests it plays a key role in the development of multiple sclerosis (MS), a disease in which the immune system attacks the brain and spinal cord. MS affects millions of people worldwide and is often diagnosed in early adulthood, with symptoms that can vary unpredictably over time.

I was part of a research team who explored how EBV infection may help initiate MS. Our findings suggest the disease could potentially be targeted by blocking the brain inflammation associated with EBV infection.

Using lab mice with a human-like immune system, we found that after infection, B cells (immune cells that produce antibodies and help coordinate immune responses) became unusually active and travelled into the brain. Here, they released signals that attracted T cells, which recognise and destroy infected or abnormal cells.

Together, these immune cells caused inflammation and early brain damage similar to what is believed to happen in the early stages of MS. When we used a commonly prescribed drug to remove the B cells, there were far fewer T cells in the brain and much less immune activation.




Read more:
Epstein-Barr virus: how does a common infection trick the immune system into attacking the brain in people with MS?


This suggests EBV may help set MS in motion by altering how B cells behave. These changed cells can enter the brain and drive inflammation, drawing in T cells that intensify the immune response. Targeting these B cells early could help prevent or slow the development of MS.

However, exactly how EBV contributes to MS is still being investigated.

MS affects the central nervous system, the brain and spinal cord. In people with MS, the immune system damages myelin, the protective coating around nerve fibres that helps electrical signals travel quickly. When it is stripped away, messages between the brain and body slow down or fail.

Over time, repeated damage can also affect the nerves themselves, leading to symptoms such as problems with movement, vision, balance and fatigue.

MS is an autoimmune disease. This means the immune system mistakenly attacks the body’s own tissues. One leading explanation for how EBV fits into this process is a form of mistaken identity, where immune responses first directed at the virus begin to resemble those aimed at myelin by people who have MS.

Why doesn’t everyone develop MS?

If EBV infection is so common, why doesn’t everyone develop MS? Other factors shape risk, including genetics, sex, smoking, obesity and low vitamin D levels. EBV appears to be an important part of the puzzle, but it is unlikely to act alone.

EBV infects B cells, the immune cells that produce antibodies, and can remain dormant inside them for life. But in some situations, the virus can reactivate. EBV-infected cells have been linked to certain cancers when immune control fails.

New research is beginning to reveal what this looks like inside the nervous system. A recent study found unusually high numbers of EBV-targeting immune cells in the cerebrospinal fluid, which surrounds the brain and spinal cord, of people with MS. Many were T cells primed to recognise the virus, suggesting the immune system may be responding to EBV activity within the central nervous system.

When immune cells gather there, they can spark inflammation. This allows more immune cells to enter the brain and spinal cord and cause local damage, forming patches known as lesions that underpin many symptoms of MS.

Treatments and the role of B cells

Current treatments mostly work by calming the immune system rather than targeting a single cause. Many of these medicines are immunosuppressants, which can increase infection risk but also reduce relapses and slow disease progression.

One of the most effective MS treatments targets B cells using monoclonal antibody drugs, laboratory-made proteins designed to recognise specific immune cells. Examples include ocrelizumab, rituximab and ofatumumab. These therapies reduce B cell numbers and may also lower the pool of EBV-infected cells.

These treatments have improved outcomes for many patients. But by dampening part of the immune system, they can also increase infection risk and reduce vaccine responses.

This raises an obvious question: could preventing EBV infection stop MS developing in the first place? And if so, why not prevent EBV infection with a vaccine?

Developing EBV vaccines has proved difficult, partly because the virus hides inside cells and establishes lifelong infection. Researchers are exploring this area, and none are currently approved. It remains unclear whether preventing EBV infection would reduce MS risk.

The link between EBV and MS is now one of the most active areas in MS research, and is reshaping how prevention and treatment are being explored.

Rather than viewing MS solely as an immune system disorder, researchers are increasingly investigating whether stopping EBV infection, or targeting cells that harbour the virus, could reduce a person’s risk of developing the disease or slow its progression.

This shift is driving new strategies, including therapies aimed at EBV-infected B cells, and efforts to design vaccines or immune-based treatments that interrupt the biological processes connecting the virus to MS. If successful, these approaches could move MS care beyond symptom control, towards prevention or earlier disease-modifying interventions.

The Conversation

Eanna Fennell receives funding from the Irish Research Council and Horizon Europe.

ref. The virus nearly everyone has and its possible role in MS – https://theconversation.com/the-virus-nearly-everyone-has-and-its-possible-role-in-ms-268851

South Africa is sending in the army to fight crime (again). Does it ever work?

Source: The Conversation – Africa (2) – By Guy Lamb, Criminologist / Senior Lecturer, Stellenbosch University

Soldiers from the South African National Defence Force are going to be deployed alongside members of the South African Police Service to combat gangs and armed groups associated with illegal mining.

The announcement by South African president Cyril Ramaphosa in his State of the Nation address in mid-February 2026 received the support of opposition political parties, including the Democratic Alliance and the Economic Freedom Fighters.

More broadly, the decision was both praised and condemned by commentators.

I have studied militarised forms of policing for many years. The findings of my research suggest that there are both positive and negative aspects to these kinds of interventions.

There are clear drawbacks to the domestic deployment of the military in a policing role. But, under certain conditions, there have been crime reduction effects.

The history

The military have been deployed to assist the police in crime fighting (including
combating gang violence) in South Africa on regular occasions since the late 1990s. It was commonplace during the 1980s in apartheid South Africa.

Examples include Operation Recoil (1997), Operation Slasher (2001),
Operation Combat (2012), Operation Thunder (2018) and Operation Lockdown (2019).

The defence force was also deployed alongside the police in 2020 to enforce
“hard” COVID-19 lockdown restrictions.

This situation is not unique to South Africa. Numerous countries, such as Brazil, Colombia, El Salvador, Kenya, Mexico and the US, have used their militaries for policing.

Decisions by governments to use soldiers to perform policing functions are
primarily due to pragmatic and political considerations.

Police are at times not sufficiently capable of responding to specific criminal dangers due to their hyper violent nature (such as gang conflicts) or due to constraints such as a lack of resources, inadequate training and corruption.

The military sometimes takes on policing roles when a government wants to demonstrate that it is capable of containing criminal threats.

There are other reasons too for the use of soldiers in civilian settings. Soldiers have been deployed in contexts of intense rivalries between political parties. For example, policing scholars have emphasised that the US federal government’s deployment of the National Guard to Democrat-led cities (such as Los Angeles and Chicago) in 2025 and 2026 was an effort by the Trump administration to undermine the credibility of the political leadership in these cities.

My research has established that both pragmatic and political reasons have been behind the defence force’s involvement in police work in South Africa over the past 30 years. That is, in many high crime areas the authorities have had to contend with well-armed criminal groups and highly dangerous environments where there are low levels of community trust in the police.

In September 2025, the acting police minister, Firoz Cachalia, admitted that there was no practical plan to respond to gang violence in the Western Cape. Moreover, during times of elevated crime levels, government tends to frame its policing as a “war” and criminals as “enemies” on which the police and defence force must “stamp their authority”.

To date there has been no comprehensive multi-country research on the impact of
military involvement in combating crime. Existing studies are based on single case analyses (such as Colombia). These studies indicate that the crime reduction effect of using the military for policing is limited.

A study on US troop deployment in Africa, Latin America and the Middle East indicates that it was associated with an increase in property crime.

Furthermore, there’s evidence that the use of the military in the “war on drugs” has led to human rights abuses. In the case of the Philippines for example, it also led to extrajudicial killings.

My research on high density policing operations in South Africa has demonstrated that deploying the military can result in the reduction of violent crime (especially murder) in targeted areas. But this is dependent on the arrest of large numbers of “wanted” criminals. And the seizure of large quantities of illegal firearms.

The domestic deployment of the defence force also increases the risk of human rights abuses. Soldiers are trained to use lethal force and are not schooled in the subtleties of police work.

This was evident during the defence force’s enforcement of the COVID-19 lockdown, when numerous allegations of abuse were reported. There was also video footage on social media of soldiers forcing people to perform demeaning physical exercises as punishment for not adhering to lockdown regulations.

My research has shown that the crime reduction effect of military deployment is temporary. Violent crime levels tend to increase in high crime areas within a year of the intervention being concluded. This has been confirmed in a study done in 2023. The reason is that police operations involving the military typically do not address the underlying societal causes of violent crime and the external sources of illegal firearms.

It’s therefore encouraging that the president committed the government to carrying out the Integrated Crime and Violence Prevention Strategy and pursuing tighter firearm controls.

The Conversation

Guy Lamb is a Commissioner with the National Planning Commission.

ref. South Africa is sending in the army to fight crime (again). Does it ever work? – https://theconversation.com/south-africa-is-sending-in-the-army-to-fight-crime-again-does-it-ever-work-276285