Category: Analysis

Source: The Conversation – USA – By Kenneth M. Evans, Fellow in Science, Technology, and Innovation Policy, Baker Institute for Public Policy, Rice University

U.S. science always suffers during government shutdowns. Funding lapses send government scientists home without pay. Federal agencies suspend new grant opportunities, place expert review panels on hold, and stop collecting and analyzing critical public datasets that tell us about the economy, the environment and public health.

In 2025, the stakes are higher than in past shutdowns.

This shutdown arrives at a time of massive upheaval to American science and innovation driven by President Donald Trump’s ongoing attempts to extend executive power and assert political control of scientific institutions.

With the shutdown entering its fifth week, and with no end in sight, the Trump administration’s rapid and contentious changes to federal research policy are rewriting the social contract between the U.S. government and research universities – where the government provides funding and autonomy in exchange for the promise of downstream public benefits.

As a physicist and policy scholar, I both study and have a vested interest in the state of U.S. science funding as a recipient of federal grants. I write about the history and governance of American science policy, including the nation’s investments in research and development.

In the context of broader policy reforms to federal grantmaking, student and high-skilled immigration, and scientific integrity, this shutdown has both known and unknown consequences for the future of U.S. science.

Funding freezes, data gaps and unpaid workers

Over the past two decades, the story of government shutdowns has become all too familiar. Shutdowns occur when Congress fails to pass an appropriations bill before the start of the new fiscal year on Oct. 1, and, paraphrasing Article 1, Section 9 of the U.S. Constitution, the government can no longer spend money.

This funding gap affects all but essential government operations, such as the work of postal workers, air traffic controllers and satellite operators. Nonessential employees, including tens of thousands of government scientists, are barred from working and stop receiving paychecks.

With scientists and program officers at home, activities at the nearly two dozen federal agencies participating in research and development, such as the National Science Foundation and the National Institutes of Health, come to a halt. New grant opportunities and review panels are postponed or canceled, researchers at government laboratories stop collecting and analyzing data, and university projects reliant on federal funding are put at risk.

Extended shutdowns accelerate the damage. They leave bigger gaps in government data, throw federal employees into debt or lead them to dip into their savings, and force academic institutions to lay off staff paid through government grants and contracts.

Funding, public services and the rule of law

Even for shutdowns lasting a few days, it can take science agencies months to catch up on the backlog of paperwork, paychecks and peer review panels before they return to regular operations.

This year, the government faces mounting challenges to overcome once the shutdown ends: Trump and the director of the White House budget office, Russell Vought, are using the shutdown as an opportunity to “shutter the bureaucracy” and pressure universities to bend to the administration’s ideological positions on topics such as campus speech, gender identity and admission standards.

As the budget standoff nears the record for the longest shutdown ever, agency furloughs, reductions in force, canceled grants and jeopardized infrastructure projects document the devastating and immediate damage to the government’s ability to serve the public.

However, the full impact of the shutdown and the Trump administration’s broader assaults on science to U.S. international competitiveness, economic security and electoral politics could take years to materialize.

In parallel, the dramatic drop in international student enrollment, the financial squeeze facing research institutions, and research security measures to curb foreign interference spell an uncertain future for American higher education.

With neither the White House nor Congress showing signs of reaching a budget deal, Trump continues to test the limits of executive authority, reinterpreting the law – or simply ignoring it.

Earlier in October, Trump redirected unspent research funding to pay furloughed service members before they missed their Oct. 15 paycheck. Changing appropriated funds directly challenges the power vested in Congress – not the president – to control federal spending.

The White House’s promise to fire an additional 10,000 civil servants during the shutdown, its threat to withhold back pay from furloughed workers and its push to end any programs with lapsed funding “not consistent with the President’s priorities” similarly move to broaden presidential power.

Here, the damage to science could snowball. If Trump and Vought chip enough authority away from Congress by making funding decisions or shuttering statutory agencies, the next three years will see an untold amount of impounded, rescinded or repurposed research funds.

Science, democracy and global competition

While technology has long served as a core pillar of national and economic security, science has only recently reemerged as a key driver of greater geopolitical and cultural change.

China’s extraordinary rise in science over the past three decades and its arrival as the United States’ chief technological competitor has upended conventional wisdom that innovation can thrive only in liberal democracies.

The White House’s efforts to centralize federal grantmaking, restrict free speech, erase public data and expand surveillance mirror China’s successful playbook for building scientific capacity while suppressing dissent.

As the shape of the Trump administration’s vision for American science has come into focus, what remains unclear is whether, after the shutdown, it can outcompete China by following its lead.

Kenneth Evans receives funding from the National Science Foundation, the American Institute of Physics, and the Clinton Foundation. He is affiliated with Rice University’s Baker Institute for Public Policy.

– ref. All government shutdowns disrupt science − in 2025, the consequences extend far beyond a lapse in funding – https://theconversation.com/all-government-shutdowns-disrupt-science-in-2025-the-consequences-extend-far-beyond-a-lapse-in-funding-267182

Source: The Conversation – USA – By Jeremiah Favara, Assistant Professor of Communication Studies, Gonzaga University

Secretary of Defense Pete Hegseth and President Donald Trump addressed hundreds of military leaders at Marine Corps Base Quantico in Virginia in late September 2025.

Before the meeting, journalists speculated about which urgent issues might require such a costly and unusual gathering, to which the assembled military leaders had been summoned from across the globe.

Rather than a major shift in national security strategy, a loyalty oath or mass firing, Hegseth and Trump railed against what they see as the military’s primary enemy: diversity.

Hegseth claimed the Department of Defense became “the woke department” infected by “toxic political garbage” and the “insane fallacy that ‘our diversity is our strength.’”

Trump argued that the military “went, in a way, woke” and called for armed forces that would “not be politically correct.” Hegseth similarly called for a shift in military thinking about diversity saying, “No more identity months, DEI offices, dudes in dresses. … As I’ve said before and will say again, we are done with that shit.”

Having spent years studying the U.S. military and writing a book on diversity and military recruiting, the speeches made clear to me that Hegseth and Trump fundamentally misunderstand military diversity. Both men see it as a symptom of “woke” culture rather than as a long-standing practice driven by the very nature and history of the all-volunteer force.

Embracing diversity

During times of war and between 1948 and 1973, the U.S. military drafted enlistees to fill the ranks. After years of debate, the draft was ended and the U.S. established an all-volunteer force in 1973.

The demographic makeup of the military quickly changed as more Black Americans and women chose to join the military. In a 2007 study of representation in the military, scholars found that Black Americans had been overrepresented in the military for much of the span of the all-volunteer force. And the percentage of Latino service members more than doubled from the late 1980s to the 2000s.

Additionally, Latino service members made up 25% of new enlistees in 2022.

While women remain underrepresented in the military compared with the U.S. population, the shift to the all-volunteer force led to a steady increase in women’s military participation. Women made up 3% of military personnel in 1973 and 17% in 2022.

The military would not have been able to meet personnel needs and recruitment goals without the disproportionate representation of women, Black Americans, and Latino service members during this post-draft period.

The U.S. military embraced this diversity long before the influence of “woke” politics and diversity, equity and inclusion initiatives that Hegseth and Trump claim have undermined the institution.

That embracement has helped the military enlist between 128,000 and 190,000 new service members annually since the 1990s, even though some armed forces, especially the Army, have struggled to meet their recruiting goals in the past few years.

Expanding the scope

To fully understand how the military became one of the most diverse American institutions, you need to go back to the foundations of the all-volunteer force.

The primary challenge the military faced in the implementation of the all-volunteer force was how to persuade young Americans to enlist. Large budgets were set aside for advertising, and military branches worked with advertisers to reach potential recruits.

One of the first steps advertisers took in the mid-1970s was to identify “vulnerable target groups.” These groups were targeted based on propensity – the likelihood that an individual would serve regardless of their desire to do so.

The likelihood of service increased when people felt they had little opportunity outside of the military – whether that meant financial struggles or an inability to afford higher education.

Based on ideas of recruit quality and the traits the military sees as best suited to success in the ranks, the military has mostly desired to recruit straight and white young men. But these people were more likely to have opportunities outside of the military. So, military leaders had to expand the scope of potential recruits to reach out to groups previously excluded – namely, Black Americans, other people of color and women.

When Hegseth talks about “fixing decades of decay” in a department gone “woke,” and when Trump argues that the military will now be “all based on merit,” they both fail to understand military diversity.

The military didn’t become diverse because it went “woke” or abandoned a merit-based system of promotions.

Military diversity resulted from the exploitative nature of military recruiting. In the all-volunteer force, the most easily persuaded recruits are those in most need of opportunities they can’t find in the civilian world. The very logic behind an all-volunteer force means that the military can’t fill their ranks with white men alone.

Central casting

Hegseth and Trump, additionally, have framed their criticism of the military with an obsessive focus on looks.

Hegseth criticized the “bad look” of the current military, saying “it’s tiring to look out at combat formations, or really any formations, and see fat troops.” He also railed against “an era of unprofessional appearance” indicated by “beards, long hair and superficial individual expression.”

Trump has consistently talked about wanting military leaders to look like they are out of “central casting”, a phrase he uses almost exclusively to talk about white men.

The firings of Admiral Lisa Franchetti, the first woman to serve on the Joint Chiefs of Staff, and General CQ Brown Jr., the second Black Chair of the Joint Chiefs, appear to reflect this vision of the military in practice.

When Trump and Hegseth attack military diversity, they harm individuals who made the choice to serve. They also perpetuate the myth that military diversity was enforced from outside the military by liberal “woke” politics rather than born of necessity for the military’s very survival.

Jeremiah Favara does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

– ref. The military’s diversity rises out of recruitment targets, not any ‘woke’ goals – https://theconversation.com/the-militarys-diversity-rises-out-of-recruitment-targets-not-any-woke-goals-267205

Source: The Conversation – USA – By Kaleb Demerew, Assistant Professor of Political Science, West Texas A&M University; Institute for Humane Studies

Curious Kids is a series for children of all ages. If you have a question you’d like an expert to answer, send it to curiouskidsus@theconversation.com.

Why can’t every country get along with each other? – Dale T., age 11, Helena, Montana

Countries often share similar goals, such as peace and prosperity for their citizens, so it might seem strange that they find it hard to get along. Cultural differences may sometimes cause countries such as China and the United States to compete for global influence, but even countries sharing similar values or cultures still find reasons to clash.

So why do countries compete or even go to war? As a political science scholar researching some of the most conflict-prone regions in the world, I find that the answer often comes down to three factors: scarcity, uneven distribution and perception.

Scarcity leads to hard choices

Scarcity is the reality that there are not enough resources – such as food, oil, water and land – to go around. While countries would prefer to pursue all the resources they need, they are forced to prioritize the resources that will make them most secure.

For instance, the Nile River serves as a water resource for more than 300 million people in 11 countries in Africa. However, because water is a scarce resource used for drinking, irrigation farming and hydroelectric power, countries such as Egypt and Ethiopia have often fought about using the river.

Uneven distribution means relying on others

Uneven distribution means that not everyone starts off with the same resources. Nations have different levels of power and capabilities, and this shapes how they calculate risk and opportunity when dealing with each other.

For instance, countries concerned about the United States’ dominant power joined together in a rival international organization known as BRICS+ in 2009. Its founding members include Brazil, Russia, India, China and South Africa, and several other countries have joined over the years.

Perception can lead to misunderstanding

Perception is how countries view each other’s actions. A nation can build up its weapons to be safe from potential attacks, but another nation might view this move as threatening rather than defensive.

For instance, India developed nuclear capability in the 1970s to protect itself, but neighboring Pakistan perceived this as a threat and soon developed its own nuclear weapons. The two countries have since engaged in occasional conflict.

Classroom international relations

Countries have leaders with different personal experiences and backgrounds. To understand how countries interact, it is useful to draw an analogy to a classroom simulation I use in my courses.

Annabelle and Morgan are two good friends who are taking a course in international relations. For a simulation game, their teacher assigns Annabelle and Morgan to lead two different groups. Their classmates are also assigned to be leaders of a handful of other groups. Each group must decide how to spend its resources, build its industries and form partnerships.

In the game, scarcity was represented by a set number of points both groups could use to purchase resources. Since there were not enough points to provide everyone with everything they desired, each group had to prioritize needs. Should they invest more points in defense, social goods or industry?

Annabelle’s team started with 100 points and Morgan’s team started with 30. That uneven distribution mattered. Annabelle’s group could comfortably invest in industry, while Morgan’s had to focus on survival. Morgan’s group had to decide whether to trust more resource-rich groups and grow their industry points through trade, or find allies among groups with lots of military resources to prepare for potential conflict.

Perception came in when Morgan’s team was not sure how Annabelle’s team was spending its points. If they were spending many points on military, they could attack another group and steal its points. To protect her group, Morgan decided to form an alliance with two other groups. In return, Annabelle’s group perceived the alliance as a threat and started spending more points on military.

In the final round of the game, Morgan’s new alliance invaded Annabelle’s group and took most of their resource points. Annabelle felt betrayed, since she assumed her friendship with Morgan would allow their groups to work together. Morgan felt uneasy but also justified. She did not know how other members of Annabelle’s group would decide to act, so she prioritized her own group’s safety.

By the end of the game, Annabelle and Morgan were angry and frustrated with each other and their friendship was strained.

Cooperation turns into conflict

Even countries that share common goals or values sometimes compete, and the motivations are rarely simple.

Nations cooperate because it helps them grow, but they also take actions to protect themselves. When two countries compete over similar resources, and when their power balance is not clear, they can get the wrong idea about each other’s actions and engage in conflict. At the extreme, they may even go to war.

Competition and mistrust can arise even among friends who share similar goals. Similarly, while every country might want peace and stability, the forces of scarcity, uneven distribution and perception make it impossible for everyone to get along all the time.

Still, understanding these realities can help countries to build trust and work toward a shared respect that makes peace more likely.

Hello, curious kids! Do you have a question you’d like an expert to answer? Ask an adult to send your question to CuriousKidsUS@theconversation.com. Please tell us your name, age and the city where you live.

And since curiosity has no age limit – adults, let us know what you’re wondering, too. We won’t be able to answer every question, but we will do our best.

Kaleb Demerew does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

– ref. Why can’t every country get along with each other? It comes down to resources, inequality and perception – https://theconversation.com/why-cant-every-country-get-along-with-each-other-it-comes-down-to-resources-inequality-and-perception-268538

Source: The Conversation – USA – By Rachel Porter, Assistant Professor of Political Science, University of Notre Dame

The ongoing government shutdown shows how hard it has become for Congress to do its most basic job: keeping the government running. Ending the stalemate will require lawmakers from both parties to strike a deal – a reminder that legislative progress depends on bipartisanship.

Politicians often call for greater cooperation across party lines, and research shows that bills rarely become law without it. Bipartisan deal-making is also popular with the public. Recent polls demonstrate that Americans are twice as likely to favor leaders who compromise to get things done over those who stick to their beliefs and accomplish less.

Yet partisan gridlock continues to stall policymaking.

The public’s growing frustration with “politics as usual” has led more political newcomers to run for and win office since 2016.

These “amateur” politicians, with no prior experience in elected office, present themselves as problem-solvers rather than politicians. Many come from outside government entirely – including business owners, military veterans and schoolteachers. Amateurs’ real-world backgrounds are often seen as assets by voters, donors and even politicians themselves – qualities thought to make them more effective in Congress.

As scholars of legislative politics, we wanted to interrogate that claim. And our new study reaches a different conclusion: Electing amateurs reduces bipartisan cooperation in Congress.

We find that, once in office, political newcomers are less likely than career politicians to work across the aisle. The very outsiders many voters hope will “fix” Congress contribute to the partisan divisions that keep it from functioning.

Amateurs are more likely to view bipartisanship as a concession rather than a tool for advancing policy.

What the data shows

We analyzed over 2.2 million policymaking actions from 1980 to 2022 to assess how often members of the U.S. House of Representatives worked across the aisle to co-author bills. Legislation developed through bipartisan collaboration is much more likely to become law. We then compared the collaboration patterns of first-term amateurs – legislators who have never held office and were just elected to Congress – against the collaboration patterns of established incumbents.

The difference was clear. Over the past four decades, amateur lawmakers worked across party lines far less often than incumbent lawmakers, both when developing their own legislation and when lending support to other legislators’ proposals.

This finding is not simply a “freshman effect,” observed among all new members of Congress who are still learning its norms and procedures.

First-term representatives who entered Congress with prior elected experience in state or local office engaged in bipartisan cooperation about as frequently as longer-serving incumbents. This suggests that what matters for bipartisan engagement is prior experience in elected office, not a lack of experience in Congress itself.

The impact on democracy

Amateur lawmakers are about 10–20 percentage points less likely to engage in bipartisanship during their first term than experienced officeholders.

To put it in perspective, the size of the amateur effect is roughly on par with the collapse in bipartisan relationships that followed the Jan. 6, 2021, attack on the U.S. Capitol. After some Republican members refused to certify the 2020 presidential election results, Democrats largely stopped working with them in that Congress – a decline in collaboration comparable in scale to what we observe among amateurs.

These effects are likely to continue, with amateurs making up nearly half of all first-term lawmakers in recent years compared to decades past. Notable amateurs elected to Congress include Alexandria Ocasio-Cortez, Lauren Boebert and Marjorie Taylor-Greene. As new cohorts of amateurs enter office each election cycle, this bipartisanship problem will persist.

Learning to value bipartisanship

Our findings show that amateur lawmakers’ approach to bipartisanship evolves as they gain office-holding experience. By their third term in Congress – about six years after first taking office – the gap in bipartisan behavior between amateurs and experienced legislators largely disappears.

Amateur lawmakers often bring impressive credentials to office – many are skilled professionals, public figures or highly educated.

However, we show that these backgrounds do not necessarily prepare amateurs for the demands of governing. Experience holding state or local office exposes politicians to the practical realities of policymaking. Lacking that experience, amateurs are more likely to view bipartisanship as giving up on their principles rather than a method for serving the public interest. We find that this tendency diminishes only as newcomers gain firsthand experience in the legislative process.

A global trend with familiar consequences

The U.S. is not alone in this trend toward amateurism. Around the world, political newcomers have surged to power amid frustration with traditional elites.

In Europe, Italy’s Five Star Movement in 2013 and France’s En Marche! movement in 2017 were led by and composed of amateur politicians who framed themselves as anti-establishment outsiders.

In each case, widespread outsider success in the legislature delivered disruption – but not necessarily effective governance. These groups often start with promises of pragmatic reform but struggle once in office.

Looking toward the midterms

Heading into 2026, many Americans continue to express deep dissatisfaction with their party’s establishment. Public approval of Congress is near historic lows, and polling shows that many voters believe professional politicians are self-interested and out of touch.

Amateur politicians are once again emerging in response to this discontent, positioning themselves as outsiders who can bring change to Washington. Yet, as our research shows, these newcomers will undervalue the bipartisan relationships needed to govern effectively.

As voters look for change, the challenge will be to balance the desire for fresh perspectives with the experience required to sustain cooperation – and to keep Congress, and democracy, working.

The authors do not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

– ref. Amateur hour in Congress: How political newcomers fuel gridlock and government shutdowns – https://theconversation.com/amateur-hour-in-congress-how-political-newcomers-fuel-gridlock-and-government-shutdowns-268133

Source: The Conversation – USA (2) – By Jennifer L. Steele, Professor of Education, American University

The Trump administration has tried to upend many facets of American life, and many facets of higher education are no exception.

The Department of Education announced on Oct. 27, 2025, that it would resume canceling student loan debt for certain borrowers, after the government stopped this practice earlier in 2025.

The Trump administration also announced on Oct. 30 that it is planning to limit loan forgiveness eligibility for former students who work at nonprofit organizations and whose work has what the Trump administration calls a “substantial illegal purpose.” This means organizations that work with immigrants and transgender youth.

Amy Lieberman, education editor at The Conversation U.S., spoke with Jennifer L. Steele, a scholar of the economics of education, to understand the significance of these announcements and what student loan borrowers should know.

How big is the problem of student loan debt?

There is currently more than US$1.6 trillion of student loan debt in the United States. That number has been climbing dramatically over the past few decades. About 52% of federal loan borrowers are on track to repay their loans within 10 years.

It is difficult for some people to handle their debt levels, and they miss scheduled payments. This is especially true for people who didn’t finish their degrees or who attended for-profit colleges. It can also be challenging for people to repay their loans if they work in public service jobs that don’t pay a lot of money.

A person with an average amount of undergraduate federal student loan debt is paying about $299 a month over the course of the 10 years it typically takes to repay the loans. They could be paying considerably more if they have debt from graduate school, as well.

How do you qualify for student loan forgiveness?

Student loan forgiveness means that after people pay back their federal student loans for a certain number of years, the balance is forgiven by the Department of Education, which issues the loans.

There are two main kinds of forgiveness plans for federal student loans. There are income-driven repayment plans and public service loan forgiveness plans.

Income-driven repayment plans are used by people who do not earn enough money to easily meet the monthly payment on the standard 10-year repayment plan. In these cases, the Department of Education provides options that let you pay no more than 10% to 20% of your discretionary income toward your loans each month.

After the borrower makes the required monthly payments on time for 20 to 30 years, depending on the plan, the federal government will forgive any remaining balance.

It’s important to know that the amount you are being forgiven may be subject to income tax, as of 2026.

Borrowers who work full time for the federal, state, local or tribal government – including in schools and the military – can have their remaining debt forgiven after 10 years of monthly payments through public service loan forgiveness. This also applies to people working for nonprofit, nonpartisan organizations.

How are these standards on federal student loan forgiveness changing?

In March 2025, the Trump administration began slowing the public service loan forgiveness application process for some borrowers. It also vowed to scrutinize which public service employers qualify as nonprofit, nonpartisan groups.

The administration released new rules on Oct. 30 that will exclude borrowers from receiving new public service loan forgiveness credit if their employers are found to have a “substantial illegal purpose.” This includes organizations that provide support for undocumented immigrants, children who seek medical gender transitions, or for speech the administration deems to support terrorist, violent or discriminatory ideas. My research has shown that public service incentives help attract skilled workers to work for nonprofits and other organizations that try to help people. This shift may make it harder for organizations that help vulnerable communities to attract and retain staff.

Also in March, the Trump administration stopped processing applications for forgiveness under some income-dependent repayment plans, arguing that a recent court ruling that blocked a particular forgiveness plan initiated by then-President Joe Biden applied to other plans as well.

In response, the American Federation of Teachers filed a lawsuit in March demanding reinstatement of loan forgiveness for eligible borrowers.

In October, the American Federation of Teachers and the Trump administration reached a deal. Now, the Department of Education will resume processing student loan forgiveness applications for people who need financial help paying off the loans and for people who are public service workers. Still, public service workers might find that their work is now considered to have an “illegal purpose,” according to the White House, challenging their forgiveness.

They also agreed that loans eligible for tax-exempt forgiveness through 2025 will remain tax-exempt. In 2026, most student loan debt forgiveness will become taxable as income. There is an exception for public service workers and for former students who have been affected by college closures or fraud.

What does the new agreement mean for people who have student loans?

People who are already making monthly payments on existing federal student loans under income-driven repayment can continue to do so. People in a standard 10-year repayment plan who cannot afford their payments should know their income-driven repayment options and talk to their loan servicer if they wish to consider such a plan.

Also, beginning in 2026, the Education Department will offer a new kind of income-driven repayment plan called the repayment assistance plan. The department will begin phasing out some older income-driven plans in 2028.

How does this affect people considering going to college or graduate school?

If you are considering going to college or graduate school, it is important to know that lifetime federal debt limits for graduate degrees were reduced modestly by the tax breaks and spending cuts bill signed into law in July 2025. Lower federal debt limits decrease the amount of debt that borrowers can accrue.

People planning to go into public service with the expectation that their loans will be forgiven after 10 years should do so with modest caution. Public Service Loan Forgiveness was created by Congress to encourage public service careers, making it difficult to fully repeal. On the other hand, the Department of Education has discretion over which organizations count as public service employers, as the new Oct. 30 rules demonstrate. The department also has discretion over how easily and quickly it processes loan forgiveness applications.

Given the Trump administration’s public skepticism of not only Public Service Loan Forgiveness, but also public service employment in general, it is possible that it would continue to erode this incentive for public service workers.

Borrowers can help their case by annually certifying their employment with an eligible public service employer and by maintaining records of their loan’s eligibility, repayment plan and monthly payments. Because employers’ Public Service Loan Forgiveness eligibility may change under the administration’s Oct. 30 rules, borrowers should also stay up to date on the eligibility of their current or prospective employers.

Typically, taking on some debt to get a degree is not a bad investment. You just have to be careful with how much debt you are accumulating and whether it is reasonable given how much you expect to earn after you graduate. There are simple online tools that can help you decide whether the investment and potential debt burden are worthwhile.

Jennifer L. Steele does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

– ref. Trump is changing student loan forgiveness rules – barring some public workers from getting relief, but resuming it for others – https://theconversation.com/trump-is-changing-student-loan-forgiveness-rules-barring-some-public-workers-from-getting-relief-but-resuming-it-for-others-268351